We said when.
Business-purpose loans for people who work for themselves. First-lien, $25K–$1M, secured by Montana real estate of any type except bare land. Direct lender out of Helena.
Every loan is different. We structure around the opportunity, not the other way around - and we underwrite real cash flow, not just tax returns.
Short-term financing for acquisitions, cash-out refinances, or time-sensitive opportunities.
Up to 24 months · Interest-only · First-lien
Draw, repay, redraw. A standing facility secured by your real estate, sized to how you actually operate.
Revolving · Interest-only payments · Pay for days used
Business-purpose financing for value-add renovations and property improvements, with draw schedules.
Purchase + rehab · Draw schedules · Up to 12 months
Acquisition, cash-out, or renovation loans for owners of residential rental portfolios.
Portfolio lending · DSCR-based · Tenant-occupied OK
Purchase or refinance of commercial and mixed-use buildings - including the shop you work out of.
Owner-user + investor · Flexible terms
Working capital, equipment, and other business loans that don’t require real estate collateral. Apply online through our partner Stitch Bank; Renegade receives a fee for successfully closed loans, which can close in a matter of days.
No real estate required · Online application
Run by former bankers who saw what was missing in Montana lending - speed, transparency, and a decision-maker who reads the file. When a bank says "wait 45 days," we say "let's get it structured this week."
Asset-based and cash-flow lending, 100% Montana. No middlemen. No committees of committees. One call, one decision-maker.